LIFE INSURANCE

Life insurance is the most selfless gift you can give your loved ones. It can also be a crucial wealth and tax minimization tool for you when properly structured.

"Fun is like life insurance; the older you get, the more it costs."
Frank McKinney "Kin" Hubbard
Cartoonist, Humorist, & Journalist

LIFE INSURANCE OPTIONS

No one buys life insurance.  Caring people seek financial protection for their loved ones because they value their well being.  They want to ensure that a human tragedy doesn’t become a financial tragedy as well.  Helping you find the right life insurance based on your needs, objectives, and budget is our unwavering commitment. 

Whether you are looking for the most affordable death benefit coverage to cover funeral costs, protect your family in the event of your untimely passing, or as a wealth building and estate preservation tool, we will help you fully understand your options, obtain the proper coverage, and have premiums that fit your budget.

We work with highly accredited and financially strong insurance carriers to ensure their commitment to you is as strong as your commitment to your loved ones.  Fully underwritten and non-medical policies are available, and some policies can be issued within minutes.

TERM LIFE INSURANCE

FINAL EXPENSE INSURANCE

ADVANCED LIFE INSURANCE OPTIONS

While life insurance is traditionally designed to replace income lost when a breadwinner passes unexpectedly or to pay the funeral costs of aged loved ones, it can also be a valuable tool in your financial portfolio.

Whether you are looking for ways to create tax-free* income when you retire, efficient ways to pass down more than just your sense of humor tax-free* to loved ones, or leveraging assets to purchase a substantial life insurance policy for personal or commercial use, we work with the premier carriers to find the right fit at the best cost with the least hassle.

Advanced life insurance policies aren’t right for everyone, and you likely have many questions.  We have the patience to hear them and the successful track record to give you the right answers. 

PERMANENT LIFE INSURANCE

LEGACY LIFE INSURANCE

PREMIUM FINANCE LIFE INSURANCE

* Always consult your accountant or trusted tax advisor with any and all tax-related questions.  Valentich Wealth & Retirement does not provide or offer tax advice.

WE'LL FIND THE OPTIMAL life INSURANCE for you

We make the process easy and understandable, while eliminating the needless hassles of obtaining the proper policy.